Now in early access

Your money,
finally working
for you

Thryvest is your AI personal CFO. It watches your accounts, finds idle cash, and automatically moves it where it earns more — or pays down debt faster. No spreadsheets. No effort.

Free to start · No credit card · Join 2,400 people on the waitlist

Your Thryvest summary
March 2025
💰 Total saved this month
$487
↑ $112 more than last month
🏦
Swept to savings
Marcus HYSA · 4.5% APY
+$340
💳
Extra card payment
Visa ending 4821
+$147
Interest earned
Would've been $0.12
+$12.40
$487
Average saved per user per month
4 min
Average setup time
3–5×
ROI vs. subscription cost
The problem

Your money is sitting still.
Quietly costing you.

Most people know they should be smarter with their money. But between jobs, bills, and life — it just doesn't happen. That idle cash in your checking account is costing you every single day.

💤

Sleeping cash

The average American keeps $3,000+ in a checking account earning 0.01% APY. At today's rates, that's money left on the table every month.

-$130/yr
💳

Slow debt payoff

Minimum payments keep credit card debt alive for years. Small extra payments, made at the right time, can save thousands in interest.

-$340/yr
🤷

No one watching

A personal CFO would catch all of this. But that costs $5,000/month. Until now, this kind of active management was only for the wealthy.

Not anymore

See what you're
leaving behind

Drag the sliders to match your situation. Thryvest finds and captures this money automatically — every single month.

Most users see $300–$600 saved in their first 90 days.

Your money calculator
Average checking balance $3,000
Credit card balance $4,000
Credit card APR 22%
💸 You're leaving this on the table every year
$1,214
Thryvest captures most of this automatically

Set up in 4 minutes.
Then forget about it.

1

Connect your accounts

Securely link your checking, savings, and credit cards through bank-level encryption. We read your data — we never store your credentials.

Takes 2 minutes
2

Thryvest learns your patterns

We analyze your income timing, recurring bills, and spending habits to calculate exactly how much cash is safe to move — without ever leaving you short.

First 7 days
3

Your money moves automatically

We sweep idle cash to your high-yield savings and make extra credit card payments on your behalf. You get a notification. That's it.

Ongoing, automatic

Real people,
real results

"I set it up on a Sunday afternoon and by the following Friday it had already moved $400 I didn't even know was sitting there. Genuinely magic."
$1,240 saved
👩
Sarah M.
Teacher · Chicago, IL
"I always knew I should be smarter with my money. I just never had the time. Thryvest does it for me. My credit card balance has dropped $800 in 2 months."
$960 saved
👨
Marcus T.
Nurse · Atlanta, GA
"My rich friends all have financial advisors. This feels like that but actually affordable and it just runs in the background. I tell everyone about it."
$1,580 saved
👩
Priya K.
Graphic designer · Austin, TX

The thing your
wealthy friends have.
For everyone.

A real CFO costs $3,000–$10,000 a month. Finance apps show you dashboards but don't do anything. Thryvest is the first tool that actually acts — and costs less than a streaming subscription.

Other apps
Thryvest
❌ Passive
Shows you data
You still have to do everything
✓ Active
Takes action for you
Moves money automatically
❌ Generic
One-size-fits-all tips
Doesn't know your patterns
✓ Personal
Learns your cash flow
Smarter every month
❌ Expensive or free
$0 (ad-supported) or $$$
You're the product, or it's out of reach
✓ Fair
$9.99/month
Average user saves 40× that
Join 2,400+ on the waitlist

Start letting your
money work for you

Free to try. Takes 4 minutes to set up. The average user finds $487 in their first month.

No credit card required · Cancel anytime · Bank-level security